Social Security Overpayments

Handling an overpayment

• If you were not overpaid or the amount is incorrect, appeal within 60 days of the date on the notice. SSA should not collect any money from current benefits until SSA makes a reconsideration decision.
• If the overpayment amount is correct, request a waiver if you were not at fault in creating the overpayment. SSA should stop collecting money from current benefits until SSA makes a waiver decision.
• You can request a payment plan if you cannot afford the current amount that Social Security is collecting.
• Keep copies of all requests and proof of how the request was filed with SSA.